Homeowner Resources

If you own a home in Dowagiac, there are several different programs that can help you with exterior improvements, emergency repairs, or help with making mortgage and utility payments that may be behind due to COVID.

Exterior Improvements
The City has received the Neighborhood Enhancement Program (NEP) grant through the Michigan State Housing Development Authority (MSHDA) since 2019.  The NEP grant covers exterior improvements to homes like front porches, siding repair, new windows, paved driveways, garage improvements...virtually anything that you can see from the street.  This year, the City was granted $75,000 to help 10 homeowners make up to $7,499 of repairs and improvements to their homes.   Each spring, the City advertises the availability of these funds and all homeowners have a chance to apply.   The homeowner must own their home, have taxes, mortgage and insurance payments up-to-date, and have a household income at or below the state low-mod figures.